Our cosigner loans are based on an old-fashioned idea of trust. We don't like to judge people on their credit score because we feel this is sometimes an unfair judgment of character.
So instead we lend on the basis of trust. If you can find someone who trusts you enough to be your cosigner and you can both afford the monthly repayments, then we'll trust you too.
A suitable cosigner is someone who has a credit score of 650 or more and a strong history of paying their bills on time. They must be able to afford the monthly repayments if you do not make them. Remember - homeowners (not tenants) are much more likely to be accepted.