Our application process explained

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A Transform Credit loan is fast and easy!

The first step is to fill in and sign online our 5 minute registration form. After accepting the notification, we will send a link for the guarantor. The guarantor then fills in and signs his or her part of the application.

The borrower and the guarantor are also asked to complete a simple online form regarding income and monthly expenses. It helps us to make sure that both people will be able to pay off loan installments.

Step two is a short telephone conversation with the borrower and the guarantor, in order to confirm the details and make sure that both parties understand their duties. We try to pay out loans within 48 hours of the approval of the guarantor. The money is paid into the bank account of the guarantor who transfers it to the borrower.

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