About Us

Transform Credit

We're building a new type of loan company. One based on trust, transparency and with our customers at the heart of everything we do.

Who are Transform Credit?

We're a lender, but our loans are a little different. Most lenders look at your credit history to decide whether you can borrow from them, based on how you've previously handled your money. We don't do that - our loans are based on trust.

Why Transform Credit?

If you're trustworthy and can afford the monthly payments but have been turned down by the banks, Transform Credit could be for you. We offer a fair, simple and transparent loan based on trust - not just your financial history.