Lender: Transform Credit Inc.
License Number: 1905055
Montana Schedule of Charges – Fee Disclosure and Failure to Pay Statement
Loan Type Offered: Co-signer installment loan. Annual Interest Rate: 35.99% fixed.
Example using the highest interest rate chargeable 35.99%:
Loan Amount: $10,000.00
Term: 60 months
APR: 35.99%
Monthly Payment: $361.32
Total of Payments: $21,679.20
Total Cost of Loan: $11,679.20
Loan Type Offered: Credit Builder loan. Annual Interest Rate: 30% fixed
Example using the highest interest rate chargeable 30%:
Loan Amount: $368.00
Term: 59 months
APR: 30%
Monthly Payment: $12.00
Total of Payments: $708.00
Total Cost of Loan: $340.00
Failure or inability to pay disclosure:
Transform Credit Inc. will not charge any fees for late payments, insufficient funds, or extensions/ deferrals.
No third-party fees are charged to consumers by Transform Credit Inc.
Reasonable Attorney Fees apply for any judicial action filed by Transform Credit, if permitted under the terms of the loan agreement and if lender prevails.