The simple and easy way to build your credit score.
When you sign up for CreditBuilder, you take the first step in building your score over 24 months. Each month you pay $5, which we report to the Credit Bureaus as interest against a loan which is held on your behalf. These successful payments build up your credit history, helping to improve your score. Once the 24 months have passed, or if you decide to cancel/stop paying, CreditBuilder is simply marked as paid in full. This prevents any missed payments undoing the positive impact that your on time payments have on your credit score.
CreditBuilder is a fantastic stepping stone towards seeing the benefits of an improving credit score, without the responsibility of taking on a big financial commitment. When you do find yourself ready, with the help of a co-signer, TransformCredit can help you access funds too! At which point, any CreditBuilder loan you have will be paid in full on your behalf.
If you have been charged $5 this will be your monthly payment for your Transform Credit Builder loan.
When you created your Transform Credit Builder loan account, you agreed to make a payment of $5 per month. It is these repayments that we report back to the credit bureaus each month to help grow and build your credit score.
We will always let you know before your monthly payment is due and before any payments are made.
To check your previous payments, or if you would like to cancel your account, simply click here
By making the regular monthly payments on time, we are able to report back to your credit file that you are making regular on track payments.
Positive payments history is one of the biggest factors that impacts your credit score, so by simply making your payments each month, will have a positive impact on your credit score.
Transform Credit Builder is here to help you grow and improve your credit score.
When you sign up for CreditBuilder, you take the first step in building your score over 24 months.
Each month you pay $5, which we report to the Credit Bureaus as interest against a loan which is held on your behalf
These successful payments build up your credit history, helping to improve your score.
Your credit builder loan is $5 a month and is fully flexible - you can cancel at any time.
If you’re already have an account and want to access your account, click here to log in.
If you have an existing Transform Credit Builder loan, you can log in to your account at any time.
Within your account you can view your account history, view previous payments and when they have been reported to your credit file, as well as view your account details. Simply click below to log in.Log In