Transform Credit offers loans from $3,100 - $7,000 over terms between 12 and 60 months, with an interest rate of 35.99%. Minimum term 12 months. Maximum Term 60 months. Maximum APR 35.99%. Transform Credit Inc. is incorporated in the State of Delaware, file number 6533378. All Loans are subject to credit and underwritting approval. Click here to view our lending licenses.