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A cosigner is a friend or a family member who knows you (the borrower) and trusts that it is a good idea for you to borrow money. Your cosigner vouches that you can and will comply with the monthly payments on your loan. If for any reason you do not pay, then it is very important that your cosigner understands that they will have to pay. If we have not received the monthly payment by one full day after it's due date, we will collect the money from your cosigner.
The cosigner signs a legally binding contract with us, so it is a serious responsibility.
If you want to read more about cosigners, take a look here:Cosigner Guide