Congratulations Parris
You can also open an optional CreditBuilder Account today!
Build your credit from today
Each month you pay $5, which we report to Experian as interest against a loan which is held on your behalf - helping you to improve your score!
Low-cost and easy to manage
Simple and risk-free way to build your credit score over time. $5 a month, without taking on a big financial commitment.
Fully flexible - cancel anytime
If you decide to stop paying, your CreditBuilder loan is simply marked as paid in full.
Click OK above to sign the contract and agree to the Terms & Conditions of your Transform Credit CreditBuilder loan.
A $650.00 loan will be created for you, with an interest rate of 26% APR, and an interest cap of $5 a month.
Each month that you pay your interest,
the guarantor will repay any required portion of your loan principal, where applicable, and your successful repayment will be reported to Experian, building your credit history.
If you cancel or stop paying at any time the guarantor will immediately repay the full remaining principal balance of your loan, leaving you owing nothing.