Transform Credit is a cosigner loan provider; all of our customers must have a cosigner for us to lend to them. A cosigner is a great sign to us that someone trusts you and that we should too, no matter what your credit history!
A cosigner's responsibility is to make the loan repayments if the borrower does not. A suitable cosigner is a US resident who has a credit score of more than 650 and a good history of paying their bills on time. Homeowners are much more likely to be accepted.