How does Transform Credit Builder work?

CreditBuilder is a fantastic stepping stone towards seeing the benefits of an improving credit score, without the responsibility of taking on a big financial commitment.

Here's how it works:

1. When you sign up for CreditBuilder, you take the first step in building your score over 24 months.
2. Each month you pay $5, which we report to the Credit Bureaus as interest against a loan which is held on your behalf.
3. These successful payments build up your credit history, helping to improve your score.

If you''re already an account holder and want to access your account, click here to log in.