What are the borrower criteria?

At Transform Credit, we don’t judge you based on your past and how you have handled money earlier in your life. We believe everyone deserves fair and honest credit.

Therefore, all we require is that our borrowers are US residents, aged 18-80 and able to comfortably afford the repayments on their chosen loans.

You will also need a friend or family member who trusts you to be your cosigner. If your friends and family members trust you, then we do too.

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