How do I know if I'll be accepted?

As long as you're aged 18+ and can afford the loan repayments – we could accept you. Like all our customers, you will need a cosigner; someone with a credit score of more than 750 and a good history of paying their bills on time. Additionally, homeowners (not tenants) are much more likely to be accepted). Your cosigner will be responsible for making any payments you do not, so it's really important that the payments are affordable for you both.