What is the borrower criteria?

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At Transform Credit, we do not judge you based on your credit score.

All we require is that our borrowers are aged 18 and over. The borrower may not be in the process of declaring consumer bankruptcy and must be able to afford the monthly installments.

99.5% of our borrowers who apply for a loan get approved!

Remember, you will also need a friend or family member who agrees to be your guarantor for your loan.

We are checking your information. Please be patient.