Who can be my guarantor?

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A guarantor is someone who trusts you to make your loan payments, and is also happy to make any you do not.

Many customers use a friend or family member, as they tend to know you best, but a guarantor could be anyone. Just to give you an idea, we see neighbours, work colleagues and employers guaranteeing loans, too.

Remember, your guarantor needs to:

  • Be able to afford the loan repayments if the borrower doesn’t pay
  • Be aged 18 or older
  • Have a good credit history e.g. paying your bills on time etc
  • Be a US homeowner, or have a very strong credit history (a homeowner is more likely to be accepted)

We are checking your information. Please be patient.